Housing Development Finance Corporation (HDFC) PLC, established in January 2004, is the only specialized housing finance institution in the Maldives. HDFC is a privatized company with International Shareholders represented by the International Finance Corporation (IFC of World Bank Group), Asian Development Bank, and HDFC Bank Ltd. of India, jointly holding 51% of shares.

HDFC has a vacancy for the right candidate who can provide support to the Credit Team of the company in the capacity of Credit Officer.

Job Description

• —  Provide sufficient and appropriate information to customers and accept application forms
• —  Determining credit worthiness of clients and evaluating financing facilities
• —  Presenting applications to the credit committee for decision after thorough credit analysis of the applications
• —  Preparing Offer/Reject Letters, loan and mortgage agreements
• —  Provide necessary and appropriate information to customer inquiries accurately and promptly

    Job Requirements

• —  Qualification in Business Administration / Management (Diploma / Degree level)
• —  Work experience in banking and finance sector will be an added advantage
• —  Good analytical and decision-making skills
• —  Should be an effectual communicator verbally and through writing skills
• —  Ability to work under pressure
• —  Competent with General Office Software

Salary:  Negotiable commensurate with qualifications and experience

    Other Benefits       

• Service allowance
• Fixed monthly Cost of Living Allowance
• Health Insurance (as per company policy)

Term of Contract: 12 months (Renewal subject to performance review)

Interested candidates are requested to submit application, available for download at www.hdfc.com.mv, along with a CV, copy of ID card, accredited and attested educational certificates, reference letters from current and previous employers, police report, and other supporting documents on or before 22 February 2024, 2:30 pm. Only shortlisted candidates will be contacted for interview.

Human Resource Department

Housing Development Finance Corporation Plc., 3^rd Floor,

Tel: +960 3334666; Fax: +960 3315138; email: [email protected]